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Universal Credit Services
Universal Credit Services agreed to pay $225,000 to settle claims it falsely reported living consumers as deceased on credit reports.
ClosedUnited States-wideClaim status: Closed on April 13, 2024Payout: $194 (estimated)No longer claimable
About this settlement
The case addresses false deceased status notations on credit reports generated by Universal Credit Services between 2020 and 2023.
This settlement resolves claims that Universal Credit Services violated federal credit laws by inaccurately reporting living consumers as deceased on credit reports, potentially harming their credit scores.
Who qualifies
- Individuals with bi-merge or tri-merge reports from Universal Credit Services between April 8, 2020 and October 13, 2023.
- Reports must include at least one deceased status notation.
- At least one consumer reporting agency returned a credit score.
- There was tradeline activity within 180 days of the report.
$194 (estimated)
Claim status: Closed on April 13, 2024