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U.S. Bank

U.S. Bank settled allegations of violating the Fair Credit Reporting Act by obtaining credit reports without proper purpose or permission.

ClosedUnited States-wideClaim status: Claim window closedPayout: VariesNo longer claimable

About this settlement

Alleged improper credit report requests by U.S. Bank after bankruptcy discharge and repossession of secured property.

This settlement resolves claims that U.S. Bank improperly obtained consumer credit reports without a permissible purpose, violating the Fair Credit Reporting Act. Eligible class members may receive compensation based on the settlement terms.

Who qualifies

  • Persons whose consumer report was obtained by U.S. Bank within two years before the complaint filing.
  • The report was obtained after the consumer had a bankruptcy discharge of a secured obligation owed to U.S. Bank.
  • The report was obtained after U.S. Bank regained legal possession of the secured real property.

Varies

Claim status: Claim window closed

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