State Farm Mutual Automobile Insurance Co.

Alleged failure by State Farm to properly pay diminished value claims under Washington underinsured motorist property damage auto insurance policies.

State Farm Mutual Automobile Insurance Co. agreed to pay $8.82 million to settle a class action lawsuit alleging it failed to properly pay diminished value claims under its Washington underinsured motorist property damage auto insurance policies. Drivers insured by State Farm in Washington who received a payment for property damage under their UMPD coverage between Jan. 13, 2019, and Feb. 27, 2026, may be eligible to submit a claim for a cash payment. The repair estimate for their vehicle, including any supplements, must have totaled at least $1,000, and the vehicle must have been no more than six years old (model year plus five years) and had less than 90,000 miles at the time of the accident. Drivers with leased vehicles and/or vehicles declared a total loss do not qualify. The claim deadline is December 14, 2026.

• State Farm insured drivers in Washington state under an auto insurance policy.
• Received a payment under their underinsured motorist property damage coverage for property damage to their insured vehicle.
• The accident occurred between Jan. 13, 2019, and Feb. 27, 2026.
• The repair estimate for their vehicle, including any supplements, totaled at least $1,000.
• The vehicle was no more than six years old (model year plus five years) and had less than 90,000 miles at the time of the accident.