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Equifax

Equifax has agreed to a $100 million settlement for a class action lawsuit alleging the company reported inaccurate credit information due to a computer coding issue between March 17 and April 8, 2022.

Active settlementUnited States-wideClaim deadline: December 28, 2026Estimated payout: Estimated $95 to $280 per claimant73 days left

About this settlement

Allegations that Equifax reported inaccurate credit information due to a coding error between March 17 and April 8, 2022, potentially violating the Fair Credit Reporting Act.

Equifax Inc. agreed to pay $100 million to settle a class action lawsuit alleging the company reported inaccurate credit information due to a computer coding issue between March 17 and April 8, 2022. Consumers for whom Equifax reported an incorrect credit score or credit attribute to a third party during this period may be eligible to submit a claim for an estimated $95 to $280. To file a claim, class members must provide the claim ID and PIN from the settlement notice they received. The claim deadline is December 28, 2026.

Eligibility requirements

You may be eligible if you:

  • Individuals residing in the United States.
  • For whom Equifax reported their credit score or credit attribute to a third party between March 17, 2022, and April 8, 2022.
  • Where the reported score or attribute differed from what it would have been if not for the coding issue.
  • And Equifax identified the transaction in its OMS analysis as a class transaction.

What you'll need

  • Basic contact information
  • Dates tied to your purchase or account activity
  • Proof of purchase or supporting documents

Proof details

Class members must provide the claim ID and PIN from the settlement notice to submit a claim online, or the claim ID to submit by mail.

If you do not have every document, you may still be able to file. Many settlements accept claims without receipts.

How to claim

  • File a claim online using the claim ID and PIN from your settlement notice.
  • Alternatively, print and complete the PDF claim form, and mail it to the settlement administrator with your claim ID.
  • The claim deadline is December 28, 2026.

Frequently asked questions

How long does it take?

Most claims can be completed in 5-10 minutes.

What do I need to file?

Class members must provide the claim ID and PIN from the settlement notice to submit a claim online, or the claim ID to submit by mail.

What is the deadline?

The current claim deadline is December 28, 2026.

Estimated $95 to $280 per claimant

Claim deadline: December 28, 2026

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