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Capital One

Capital One will pay $35 million to settle a class action over its 2019 data breach. Canadians outside Quebec who were notified could claim up to $1,075, pending court approval.

Opening soonSelected provincesClaim deadline: Pending court decisionEstimated payout: Up to $275 for time spent, up to $50 in annual credit card fees, out-of-pocket costs for credit monitoring, plus up to $750 more depending on how many people claimClaims not open yet

About this settlement

A 2019 data breach exposed personal information, including sensitive data, belonging to people who held or applied for a Capital One credit card in Canada.

Capital One has agreed to pay $35 million to resolve a class action over the 2019 data breach that exposed the personal information of Canadian credit card holders and applicants. The proposed claims program covers compensation for time spent responding to the breach, reimbursement of annual credit card fees, and out-of-pocket costs such as credit monitoring, with additional compensation possible depending on claim volume. The settlement covers Canadians outside Quebec and remains subject to approval by the British Columbia Supreme Court at a hearing on September 22, 2026.

Who qualifies

  • Residents of Canada outside Quebec who held or applied for a Capital One credit card and received a notification letter about the 2019 data breach.
  • The breach involved personal information compromised on or about March 22-23, 2019.
  • Quebec residents are covered by a separate Capital One class action, not this settlement.

Up to $275 for time spent, up to $50 in annual credit card fees, out-of-pocket costs for credit monitoring, plus up to $750 more depending on how many people claim

Claim deadline: Pending court decision

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