Aaniiih Nakoda Finance LLC

Allegations that Bright Lending issued loans with interest rates exceeding state and federal limits.

Aaniiih Nakoda Finance LLC, d/b/a Bright Lending, has agreed to a $15 million class action settlement to resolve allegations that it issued loans with interest rates exceeding state and federal limits, violating consumer protection laws. The settlement offers two types of relief: monetary relief for borrowers who fully paid back at least one loan, and debt relief for borrowers with outstanding loan balances. Bright Lending will also request the deletion of negative credit entries related to class period loans and will cease collection activities on covered loans. While no claim form is required for most class members, they must update their address or elect an electronic payment method by December 21, 2026, if they wish to do so.

You may be eligible if you:

• Monetary relief class: U.S. residents (excluding Nevada and Utah) who entered into at least one loan agreement with Bright Lending between Oct. 1, 2020, and June 4, 2026, and...
• Debt relief class: U.S. residents (excluding Nevada and Utah) who entered into at least one loan agreement with Bright Lending between Oct. 1, 2020, and Dec. 31, 2024, and have...
• Members of the debt relief class cannot be members of the monetary relief class.
• Claimants in the monetary relief class with a separate unpaid loan may receive both cash and debt cancellation.

• Basic contact information
• Dates tied to your purchase or account activity
• Proof is usually optional, but keep receipts if available

If you do not have every document, you may still be able to file. Many settlements accept claims without receipts.

• No claim form is required for most class members.
• The settlement administrator will use Bright Lending's records to identify eligible class members.
• If you need to update your address, use the online address update form by December 21, 2026.
• To elect an electronic payment, use the online payment method form by December 21, 2026.