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Midland States Bank

Midland States Bank settled a $3.1 million class action over alleged unfair overdraft and nonsufficient funds fees.

ClosedIllinois onlyClaim status: Closed on September 10, 2025Payout: VariesNo longer claimable

About this settlement

Alleged improper overdraft and fees-on-fees charged by Midland States Bank to Illinois customers.

This settlement resolves claims that Midland States Bank charged unfair overdraft and nonsufficient funds fees to personal checking account holders in Illinois over various periods between 2012 and 2022.

Who qualifies

  • Illinois residents with Midland States Bank personal checking accounts.
  • Charged one or more APSN fees between April 8, 2012 and April 30, 2022.
  • Charged one or more fees-on-fees between April 8, 2012 and April 30, 2022.

Varies

Claim status: Closed on September 10, 2025

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