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TransUnion

TransUnion settled a $23 million class action over failure to properly investigate credit report disputes.

ClosedUnited States-wideClaim status: Closed on June 24, 2025Payout: Between an estimated $20 and $160.No longer claimable

About this settlement

Class action settlement for consumers who disputed credit inquiries with TransUnion and received a '502 Letter' response.

This settlement resolves claims that TransUnion failed to properly investigate credit report disputes by sending a required '502 Letter' in response to written disputes. Eligible U.S. consumers who received such letters between December 2016 and January 2025 may receive payments ranging from $20 to $160.

Who qualifies

  • Consumers with a U.S. or U.S. territory address.
  • Received a '502 Letter' from TransUnion in response to a written dispute of an inquiry.
  • Disputes occurred between December 5, 2016 and January 31, 2025.

Between an estimated $20 and $160.

Claim status: Closed on June 24, 2025

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