C
Capital One
Capital One settled a $2.4 million class action over failing to properly investigate disputes about deceased reporting to credit agencies.
ClosedUnited States-wideClaim status: Claim window closedPayout: Closed settlementNo longer claimable
About this settlement
Alleged violations of the Fair Credit Reporting Act related to deceased reporting disputes with Capital One credit accounts.
This settlement resolves claims that Capital One failed to properly investigate disputes from credit reporting agencies regarding customers incorrectly reported as deceased. Eligible class members may receive compensation once claims are processed.
Who qualifies
- Natural persons reported as deceased by Capital One to credit reporting agencies.
- Disputes submitted to Capital One by credit reporting agencies between Aug. 13, 2019 and Dec. 3, 2025.
- Capital One did not correct the deceased reporting in response to those disputes.
Closed settlement
Claim status: Claim window closed