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Equifax

Equifax has agreed to a $2.2 million class action settlement over claims it violated the Fair Credit Reporting Act by reporting the same collection account multiple times.

Active settlementUnited States-wideClaim deadline: September 1, 2026Estimated payout: $60036 days left

About this settlement

Alleged violations of the Fair Credit Reporting Act due to duplicate reporting of collection accounts.

This settlement resolves claims that Equifax violated the Fair Credit Reporting Act by repeatedly reporting the same collection account. Consumers who received a Duplicate Reporting Letter from Equifax in August or September 2022 may be eligible for up to $600.

Eligibility requirements

You may be eligible if you:

  • Consumers who received a Duplicate Reporting Letter from Equifax in August or September 2022.

What you'll need

  • Basic contact information
  • Consumers mailed a Duplicate Reporting Letter in August or September 2022.
  • Proof of purchase or supporting documents

Proof details

Claimants must affirm they were harmed by the duplicate reporting.

If you do not have every document, you may still be able to file. Many settlements accept claims without receipts.

How to claim

  • Visit the settlement website and click to file a claim.
  • Affirm that you were harmed by the duplicate reporting.
  • Submit your claim by the September 1, 2026 deadline.

Frequently asked questions

How long does it take?

Most claims can be completed in 5-7 minutes.

What do I need to file?

Claimants must affirm they were harmed by the duplicate reporting.

What is the deadline?

The current claim deadline is September 1, 2026.

$600

Claim deadline: September 1, 2026

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