Start your PHH Mortgage Corp. claim

Active settlementCalifornia, North CarolinaClaim deadline: May 5, 2026Estimated payout: Varies32 days left

Eligibility requirements

You may be eligible if you:

  • Borrowers on residential mortgage loans serviced by PHH in the US who received default notices between Dec. 18, 2022 and Dec. 15, 2025.
  • California borrowers with default notices in the same period.
  • North Carolina borrowers with default notices between Jan. 14, 2021 and Dec. 15, 2025.

What you'll need

  • Basic contact information
  • Default notices sent between Dec. 18, 2022 and Dec. 15, 2025 (FDCPA and California classes); Jan. 14, 2021 to Dec. 15, 2025 (North Carolina...
  • Proof is not required for the base claim

If you do not have every document, you may still be able to file. Many settlements accept claims without receipts.

How to claim

  • Visit the official settlement website to confirm eligibility.
  • If eligible, file a claim form via the official claims portal.
  • Do not file a claim if you do not qualify to avoid penalties.
  • Monitor the settlement website for updates and payment information.

Frequently asked questions

How long does it take?

Most claims can be completed in 10-12 minutes.

What do I need to file?

Most people can file with basic details only. Receipts can help, but they are not usually required.

What is the deadline?

The current claim deadline is May 5, 2026.

Varies

Claim deadline: May 5, 2026